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Bruce T. Sibila, Realtor®

Phone: (330) 685-1962
Office: (330) 492-1900
Fax: (330) 834-0526
brucenik@prodigy.net
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first time home buyer incentive tax credits

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330-685-1962

YOUR Resource for North East Ohio Real Estate Home Buying!

I don't just show you homes . . . I "critique" them!  Because I have personally rehabilitated several investment properties myself, I can offer my experience to help you check out what a home might need now, or in the the future, before you buy.  

There’s no cost to you when you hire me to help you find your home.  

Search the cities and areas of Massillon, Jackson, Perry, Canal Fulton, N. Lawrence, Tuslaw, Navarre, Fairless, Beach City, Brewster, Wilmot and surrounding areas. Search homes and properties now! Click Here 

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First Time Home Buyers

Information is available for home buying incentives and credits that you can use when purchasing your home. Check out this site for Ohio home buyers with up to date home buying information- http://www.ohiohome.org/

See below for more home buying information and resources.


10 Tips for First-Time Homebuyers:

1. Be picky, but don’t be unrealistic. There is no perfect home.
2. Do your homework before you start looking. Decide specifically what features you want in a home and which are most important to you.
3. Get your finances in order. Review your credit report and be sure you have enough money to cover your down payment and your closing costs
4. Don’t wait to get a loan. Talk to a lender and get prequalified for a mortgage before you start looking.
5. Don’t ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion.
6. Decide when you could move. When is your lease up? Are you allowed to sublet? How tight is the rental market in your area?
7. Think long-term. Are you looking for a starter house with the idea of moving up in a few years or do you hope to stay in this home longer? This decision may dictate what type of home you’ll buy as well as type of mortgage terms that suit you best.
8. Don’t let yourself be house poor. If you max yourself out to buy the biggest home you can afford, you’ll have no money left for maintenance or decoration or to save money for other financial goals.
9. Don’t be naïve. Insist on a home inspection and if possible get a warranty from the seller to cover defects within one year.
10. Get help. Consider hiring a REALTOR® as a buyer’s representative. Unlike a listing agent, whose first duty is to the seller, a buyer’s representative is working only for you. And often, buyer’s reps are paid out of the seller’s commission payment.

Bruce Sibila is a Member of the Stark County Board of Realtors, Ohio Association of Realtors and the National Association of Realtors; as well as a member of the NEOHREX Multiple Listing Service.